Please read the following terms of use ('these Terms') before using this service and use InterRisk ID only if you agree to these Terms. Please note that these Terms are subject to change, so please check the latest version of these Terms each time you use this service.

Article 1 (About these Terms)

1. These Terms shall apply between the MS&AD InterRisk Research & Consulting, Inc. ('Company') and the user of the Service ('User') in accordance with Article 3 regarding use of the common authentication service('the Service') provided by the Company.
2. In the case that User uses the services other than the Service provided by the Company which use the Service to authenticate the User ('Individual Services'), separate terms for each individual service, etc. ('Individual Service Terms'), shall apply to the User in addition to these Terms. In the event of any conflict between the Company, the provisions of these Terms and the Individual Service Terms, the Individual Service Terms shall take priority over these Terms.

Article 2 (User Registration and Agreement based on these Terms)

1. Those who intend to make an application for use of the Service ('Applicant') shall agree to these Terms and apply for registration for use in a manner designated by the Company.
2. If the Company accepts the application set forth in the preceding paragraph, the Company shall notify the Applicant of the acceptance by e-mail or other method designated by the Company. When the Company issues such notice, a contract for use of the Service shall be formed between the Company and the Applicant based on the conditions of these Terms ('Agreement').
3. The Company may not accept the registration for use as described in the preceding paragraph if the Company determines that any of the following applies:
   1. The Applicant has applied for registration for purposes other than conducting their own business;
   2. The content of the application contains false information;
   3. The Applicant has violated these Terms or the Individual Service Terms in the past;
   4. The Applicant falls under the category of antisocial forces or has a relationship with antisocialforces; or
   5. Other cases in which the Company deems it inappropriate.

Article 3 (Change of Registered Information)

1. The User shall promptly notify the Company of any changes to their registration information in a manner designated by the Company. Please note that it may take a few days for such changes to be reflected in the system after such notification.
2. The Company shall not be liable for any disadvantage incurred by the User until the User submits the notification in the preceding paragraph or due to the User's failure to submit the notification in the preceding paragraph.

Article 4 (Cancellation of User Registration and Termination of this Agreement)

1. When the User wishes to cancel their registration, the User shall notify the Company in a manner designated by the Company.
2. The Company may cancel a User's registration without the User's consent if the Company determines that any of the following items apply:
   1. In the case that the User uses the Service for any purpose other than conducting their own business;
   2. In the case that the content of the application contains false information;
   3. In the case that the User violates these Terms or the Individual Service Terms;
   4. In the case that a period of time designated by the Company has elapsed from the date of the last use of this Service by the User and the Company has given prior notice of cancellation of the user registration; or
   5. Other cases in which the Company deems it inappropriate
3. This Agreement shall be terminated if the User registration is cancelled in accordance with the preceding two paragraphs.



Article 5 (Issuance of Accounts and Restrictions Thereon)

1. In accordance with the procedures in Article 3, the Company shall issue an account for the User which assigned by the Company to a User for the User to use the Service ('Organization Account') when the Company has accepted the application for registration for use or in other cases as determined by the Company.
2. The User may issue an account ('End User Account') for the User's employees, etc. to use the Service ('End User'), in a manner designated by the Company, and have them use the End User Account.
3. The User shall be issued the minimum number of End User Accounts necessary.
4. In the event that the User has applied for or has issued multiple End User Accounts, if the Company determines that there is doubt as to the necessity of such accounts, the Company may refuse to issue the End User Account(s) pertaining to such application, or may suspend or delete the End User Account(s) pertaining to such issuance.



Article 6 (Account Management)

1. The User shall be solely responsible for the management and use of their Organization Accounts and End User Accounts, and the Company shall not be liable for any of these management and use.
2. The User shall not allow any third party to use the Organization Account and shall prevent the End User from allowing third parties to use their End User Account for any reasons.



Article 7 (Suspension of Account)

In the event that the Company deems that any of the following cases apply, the Company may suspend all or part of an Organization Account or End User Account. Any action taken by the Company to suspend all or part of an Organization Account shall have the same effect on the End User Account
1. If the User or End User violates these Terms or the Individual Services Terms
2. If the Organization Account or End User Account has been or may be misused
3. If the registration information for the Organization Account or End User Account is or becomes different from the fact
4. When a period of time designated by the Company has elapsed from the date of the last use of the Organization Account or End User Account by the User or End User
5. In other cases where the Company deems it necessary for the smooth operation of the Service



Article 8 (Compensation for Damages)

1. The Company shall not be liable for any damages stipulated in each item of this paragraph or any other damages, including but not limited to any disadvantage such as mental anguish or other financial loss, incurred by the User or a third party, arising from the use of or inability to use the Service or Individual Services ('Services') by the User, unless such damages are caused by the Company's willful misconduct or gross negligence.
   
   1. Damages incurred by the User due to unauthorized alteration of the Services, unauthorized access to data related to the Services, computer viruses, or other unauthorized acts
   2. Damages incurred by the User due to interruption, delay, discontinuation to the system or services due to communication line or computer failure, loss of data, or unauthorized access to the system, services, or data
2. Even in the event that the Company is liable, the damages that the Company shall compensate the User for shall be limited to direct and ordinary damages actually incurred by the User, and shall not include lost profits, indirect losses, or special damages.
3. In the event that the User causes damage to the Company or a third party due to an act in violation of these Terms, the Individual Service Terms, or otherwise in connection with the use of the Service, the User shall compensate the Company or the third party for such damage.



Article 9 (Change, Suspension or Discontinuation of the Service)

1. The Company may change, suspend, or discontinue the Service, in whole or in part, with prior notice on the Company's website, by e-mail, or by other means.
2. The Company shall not be liable for any damages incurred by the User as a result of changes, suspension or discontinuation as described in the preceding paragraph.



Article 10 (Prohibited Acts)

1. The User is prohibited from engaging in any of the following acts:
   1. Acts to enter false information when using the Service or any similar acts
   2. Criminal acts and similar acts
   3. Acts that are offensive to public order and morals or similar acts
   4. Acts that infringe on the intellectual property rights of the Company or third party including copyrights, property, privacy, or other rights, or similar acts
   5. Acts that cause damage to the Company or third party, or similar acts
   6. Acts for the purpose of profiting through or in connection with the Service, or similar acts
   7. Acts of falsifying, altering, or deleting all or part of the Service or information contained therein, or similar acts
   8. Acts that interfere with or destroy the smooth operation of the network or system used by this Service, or similar acts
   9. Acts of reproduction, modification, editing, distribution, or reverse engineering, etc.
   10. Acts of lending or transferring their right to use the Service or other rights related to the Service to a third party, or setting such rights as collateral for them, regardless of whether it is for commercial purposes or not
   11. Acts that delete or change the copyright or trademark notice displayed by the Company or other person designated by the Company
   12. Acts in violation of laws and regulations or similar acts
   13. Actions that promote any of the above items or similar acts
   14. Other actions that the Company deems inappropriate



Article 11 (Discontinuance or Suspension of Provision of the Service)

The Company may suspend or discontinue the Service due to maintenance work, system restoration, power outages, fire, other force majeure. In such cases, the Company shall notify the User as far in advance as possible, excluding emergencies.



Article 12 (Modification of these Terms)

1. The Company may modify these Terms without the consent of the User in any of the following cases:
   1. When the modification of these Terms is compatible with the general interests of Users
   2. When the modification of these Terms is not contrary to the purpose of these Terms and is reasonable in light of the necessity of the modification, proportionality of the content after the modification, and other circumstances pertaining to the modification
2. In the event of modification as described in the preceding paragraph, the Company shall notify the User of the modification to the Terms, the content of the revised Terms, and the effective date of the modified Terms by appropriate means.
3. In addition to the cases set forth in Paragraph 1, the Company may modify the Agreement with the individual consent of the User.
4. After the modification of these Terms takes effect, the conditions of use of the Service shall be governed by the modified Terms.



Article 13 (Processing of Personal Data)

1. The processing of personal data in connection with the Service is governed by the Privacy Policy.
2. The use of cookies and similar identifier in connection with the Service is governed by the Cookie Policy.
3. The schedule to these Terms applies to the transfer of personal data to the Company in connection with the Service, where GDPR (Regulation (EU) 2016/679) is applicable.
   
   

Article 14 (Notification to the User)

Notices to the User regarding these Terms and use of the Service shall be sent to the e-mail address registered by the User. Such notice shall be deemed to have arrived at the time of sending, regardless of whether or not or when the User received it.



Article 15 (Exclusion of Antisocial Forces)

The User represents and warrants that they or their members do not fall under the category of antisocial forces, and that they do not engage in violent acts, fraudulent or threatening acts, obstruction of business, or other illegal acts, and that they will not fall under such categories or engage in such acts in the future. In the event that a User violates this representation and warrant, then the User shall not object to the Company suspending the provision of the Service or Individual Services or terminating the Agreement.



Article 16 (Prohibition of Transferring of Rights)

The User shall not transfer their right to use the Service or other rights related to the Service to a third party, or setting such rights as collateral for them, except with the prior consent of the Company.



Article 17 (Intellectual Property Rights)

All intellectual property rights, including moral rights of authors, copyrights, and rights on know-how of all programs and other works provided by the Company to the User shall be reserved to the Company and do not belong to the User.



Article 18 (Confidentiality)

1. The User shall not use any information provided by the Company in writing, orally, or by any other means, regarding the Company's technology, business, or other matters in connection with the Service ('Confidential Information') for purposes other than those for which it was provided, or provide, disclose, or divulge such information to a third party, without the Company's written consent.
2. Notwithstanding the preceding paragraph, the User may disclose the Confidential Information to the extent necessary for a legal, judicial, or administrative request, provided that the User promptly notifies the Company of such request.



Article 19 (Language)

Procedures and supports related to the use of the Service shall be conducted in Japanese or English.



Article 20 (Survival Clause)

Notwithstanding the termination of the Agreement under these Terms, Articles 6 (Account Management), 8 (Compensation for Damages), 15 (Exclusion of Anti-Social Forces) through 22 (Governing Law and Jurisdiction) shall remain in effect.



Article 21 (Good Faith Consultation and Separation Clause)

1. Any matter not stipulated in these Terms or any question arising from the interpretation of these Terms shall be settled amicably through good faith consultation between the User and the Company.
2. If any provision of these Terms or part thereof is held to be illegal, invalid, or unenforceable, the other parts of such provision and the other provisions of these Terms shall remain in full force and effect.



Article 22 (Governing Law and Jurisdiction)

1. These Terms shall be interpreted and applied in accordance with the laws of Japan.
2. Any and all disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the Tokyo District Court in the first instance.